Legal Information and terms of use for investedintomorrow.com

This website is only intended for distribution to, and use by professional investors and is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction.

AXA Investment Managers UK Limited (AXA IM UK, registered office: 7 Newgate Street, London EC1A 7NX. Registered in England no 01431068) and AXA Investment Managers GS Limited (AXA IM US) are authorised and regulated by the Financial Conduct Authority.

An application for any of the investment products described on this website should be made having read fully, not only the relevant application form, but also the Key Investor Information Document and the Supplementary Information Document or the Prospectus.

Past performance is not a guide to future performance. The value of an investment and the income from it can fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally invested. Tax rules may change, and the value of tax relief (if any) will depend upon your individual circumstances. Investors should consult their own tax advisers in order to understand any applicable tax consequences.

If you are unsure about how any of any information provided on this website relates to you, then please consult your professional adviser. We do not offer investment advice.

It is also important that you read the Terms of Use of this website given below, which contains important information about the use and content of this site.

AXA IM UK can be contacted as follows:

by mail: 7 Newgate Street, London, EC1A 7NX or
by phone: 020 7003 1000, or
by e-mail: webmaster-UK@axa-im.com
Head of publication: Joseph Pinto, Global COO at AXA IM
Issued and approved in the UK by AXA Investment Managers UK Limited and AXA Investment Managers GS Limited.

Terms of use

The purpose of this website is to provide information about AXA IM UK, its subsidiaries (hereinafter the “AXA IM Group”) and investment products and services offered by the AXA IM Group.

Accepting the terms of use of the website

These terms of use apply to your use of this website and it is therefore important that you read them carefully.

Any person who accesses and uses this website shall be deemed as agreeing to these terms of use and the privacy policy, in the version in force at the time the site is used. If you have any questions on these terms of use, please contact us. AXA IM UK may at any time amend these terms of use and such amendments shall apply to your use of the website.

When you use this website, you also accept that such use and any information on the Website will be governed by English law and that any dispute arising out of or in connection with the use of this website or the information on it will be submitted to the exclusive jurisdiction of the English courts.

Information given for purely informative purposes

All data and information featured on this website are provided for informative purposes only. Such data and information do not represent, and should not be construed as representing, a solicitation, an offer, or a recommendation to buy or sell an investment or to take part in any other transaction. It cannot either be construed as investment advice from AXA IM UK or any other affiliated companies and has no legal or contractual value.

Information on this website has been obtained from reputable, reliable sources, but neither AXA IM UK nor any affiliated companies provide any warranties or guarantees over its accuracy.
More generally, despite the efforts made by AXA IM UK to gather and confirm all information, AXA IM cannot give any representation, warranty or undertaking of any nature, whether express or implied, as to the accuracy, up-to-date character, completeness or the quality or reliability of the information available on the website. Information on this website may be withdrawn or amended at any time without notice.
You agree that AXA IM is not liable for any direct or indirect consequences arising out of or in connection with the use of such information.

Personal data protection and cookies – Use of cookies by AXA Investment Managers

This website uses cookies to collect certain anonymous information when you visit our website (such as to measure and analyse information with respect to visits to our website, and use of our social media sharing tool). By pursuing your navigation on the website, you accept the use and installation of these cookies. We allow third-party companies, including LinkedIn, AddThis and Google Analytics, to collect certain anonymous information when you visit our website. This non personally identifiable information is stored for up to 1 year. We use this information to increase the efficiency of our website. To that effect we use your IP-address (and possibly other comparable numbers which are exchanged between computers during regular internet use) to collect, among others, traffic data and data regarding your browser type and computer. These companies may use non-personally identifiable information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or a third party web beacon to collect this information. To learn more about this behavioral advertising practice, you can visit http://www.youronlinechoices.eu.

You can refuse installation of cookies by using the option « do not track » or configuring your browser as following:

Mozilla Firefox 54.0 and above

  • Click on Tool menu, Options, Privacy; in Track, click on “manage the do not track Setting”. Do not check this box
  • Search Cookie and choose your option

Microsoft Internet Explorer 11.0 and above

  • Click on Tool icon then Internet Options: advanced options/ Security/ uncheck “Do Not Track” request
  • Click on tool icon, internet options/ Confidentiality: Select appropriate level

Google Chrome 59.0 and above

  • Click on Tool/ settings/ advanced/ Privacy and Security, un-check “Send do not track request”
  • Click on Tool/ settings/ advanced, click on Content settings/ Cookies: “Allow sites to save and read cookie data
  • Safari 4.0 and above
  • Click on Tool then Preferences
  • Go to the tab Security

If you meet any issue, please contact our webmaster at the following address:

webmaster-COM@axa-im.com and indicate your browser, computer or mobile device configuration.

Personal Data (the “Data”)

When consulting this website, AXA Investment Managers (AXA IM) collects your Data, specifically your IP address and, where applicable, your first name, surname and email address via forms. AXA IM, as data controller, undertakes that the collection and handling of this Data for information or external communication purposes shall comply with legal and regulatory provisions.

All the Data collected will be processed confidentially by AXA IM in accordance with applicable laws and regulations by:

  • The authorised people of AXA IM’s information and external communications department,
  • The authorised people of subsidiaries, partners and service providers of AXA IM Group in order that they may complete the tasks entrusted to them.

The international nature of AXA IM Group therefore implies that the communication of nominative information may involve the transfer of this information between countries that are not members of the European Economic Area (Area), with these countries applying different Data protection legislation to countries within the European Union.

AXA IM may also assign certain services to providers located outside the European Economic Area (Canada, Hong Kong) for the performance of limited IT services (IT support and maintenance for reading and entering data). A framework agreement shall define the performance and security conditions incumbent upon service providers and standard contractual clauses, as per the General Data Protection Regulation (GDPR), which shall govern the transfer of Data to an AXA Group subsidiary in Hong Kong.

To ensure that personal data is protected, European Model Clauses and Binding Corporate Rules (BCR) are used in all agreements with AXA entities located outside the European Economic Area. You can obtain a copy of them by sending a request to the Global Data Protection Officer (DPO) of AXA IM at the following address: dataprivacy@axa-im.com.

AXA IM shall only keep your Data for the time period required to complete the operations for the reasons for which the Data was collected, and this in accordance with the legal regulations in force, i.e. for one year.

In accordance with applicable laws and regulations, you have the right to access, to rectify, to erase, to restrict the processing, to oppose on legitimate grounds relate to your personal data. You may exercise these rights by addressing an email to the Global DPO of AXA IM at the following address: dataprivacy@axa-im.com or by writing to the AXA IM Data Protection Department at the following address: AXA Investment Managers, Tour Majunga, La Défense 9,  6 place de la Pyramide, 92800 Puteaux.

You also have the right to give directives regarding the retention, deletion and communication of these personal data in the event of your death.

We take your request very seriously and we do our best to provide you with a satisfactory answer. If for any reason, we failed to respond to the above request, be informed that you have the right to lodge a complaint with the Supervisory Authority.

Hypertext links/Use of links

No hypertext link to this website may be set up without the prior written consent of AXA IM UK and we reserve the right to withdraw such linking without notice. This condition applies regardless of the type of link used.
AXA IM UK may authorise some links to exist between this Website and other third party websites for your information that are beyond its control. By permitting such links however, AXA IM makes no representation as to the accuracy, completeness, timeliness or suitability of the information on the third party websites and does not accept any responsibility with regards to the content, services, products or materials offered on these websites. For enquiries relating to this please email webmaster-UK@axa-im.com.

Intellectual property/copyright and trademarks

This Website is protected by English laws, copyright laws and international agreements and treaties on intellectual property. All rights are reserved.
All intellectual and any other intellectual property information and material contained in this Website are owned by us, the AXA Group or licensed to us and shall continue to be held by the AXA IM Group and no rights of any kind in it shall pass to the users.

The reproduction, representation, distribution (by electronic or any other means), download, modification, extraction, amendment, or use of all or part of the form or content of this Website, through any medium, for public or commercial use, is therefore strictly forbidden, unless AXA IM UK has given its prior written consent.

You may however copy pages and/or sections of this website for your own private use only, provided that you do not remove any copyright or other notices relating to intellectual property. None of these elements or information may be resold or redistributed in any way. Our status (and that of any identified contributors) as the authors at material on our site must always be acknowledged.

The name “AXA Investment Managers” and all associated logos are trademarks that have been registered by AXA IM UK, the AXA Group or its affiliated companies. The reproduction, removal, reuse or modification in any way of the distinctive signs found on the pages of this Website is forbidden.

Non-liability of AXA IM for usage of the website

Users accept that any access to this website or any use of its content is their sole responsibility. Technical matters may arise that are beyond our control, we cannot hereby guarantee you uninterrupted or error free access to the website at all times, that defects will be remedied or that the website or servers are virus free and occasionally access may be suspended or restricted to enable us to repair, maintain or up date the website.

All warranties (whether express or implied) and all liability to you in respect of the website, its content and your use of the same are excluded to the fullest extent permitted by law.
As a consequence, neither AXA IM UK, AXA IM US nor any of its affiliates, directors, officers or employees can be held responsible for any direct or indirect damage or loss, whether caused by negligence, breach of contract or otherwise ever if foreseeable, arising out of or in connection with such access or use, in particular but not limited to any damage caused by the interruption, withdrawal or malfunction of the Website, in particular but not limited to: in the event of maintenance or restoration of the servers, a technical fault of the servers, overloading of the network, a cut in the telephone line, error, negligence or fault of the internet access providers, of a third party or of clients, or an internet-borne virus.

In addition, users of this website agree that the Internet is not a secure medium for communication of information and that AXA IM UK will not be responsible for any loss or damage that could result from interception by third parties of any information made available through this website.